Banking Methods at Indian Online Casinos

We ensure you make quick and safe deposits and withdrawals at Indian online casinos. Our recommended casinos offer a wide range of casino banking methods that are convenient and tailored to Indian players.

Popular methods include digital UPI wallets, major credit and debit cards, prepaid cards, e-wallets and bank wire transfers. Read on to learn more about popular banking options at Indian online casinos.

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Types Of Banking Methods

The National Payments Corporation of India has developed the Unified Payments Interface (UPI) to promote a cashless economy.

This is essentially a mobile payment interface that integrates multiple banks and combines several banking features in a single app. The platform allows users to transfer funds between bank accounts and pay bills from their mobile phones.

The initiative has facilitated several digital wallets that have become immensely popular in the country.

Paytm

Paytm is one of India's most popular payment methods. It is not merely a payment but a full-fledged online bank through which you can buy insurance, pay rent and utility bills, book flights, invest in stocks and more. You can even apply for a credit card and earn loyalty points with each purchase.

You can also send and receive money to and from friends and businesses, including several popular Indian online casinos. Download the app and connect to your bank account to start using Paytm. The app is available on both iOS and Android devices.

  • Fees: Free.
  • Processing Time: Instant.

Phonepe

Phonepe is a payments app 'built by Indians for Indians' and one of the country's most widely used digital payment methods.

It is a transactional ecosystem allowing you to make payments via connected credit and debit cards directly from your bank account or use the Phonepe wallet. Similar to Paytm, you can also invest in stocks and gold and buy insurance.

Phonepe currently has more than 300 million users and is supported by 11,000 towns and 20,000 merchants around the country, including many top-rated Indian casino sites. To start using Phonepe, you download the app from Google Play Store or Apple's App Store and link it to your preferred payment option.

  • Fees: Usually free, but your bank may charge nominal fees for UPI transfers.
  • Processing Time: Instant.

Credit and Debit Cards

Physical credit and debit cards are still the world's most used payment methods.

These are the ones at Indian casino sites.

VISA

As the world's largest payment gateway, it is no surprise VISA is a staple banking option at any online casino. You can deposit and withdraw using your VISA credit or debit card, and there are usually no fees. Having said that, your bank may charge fees on VISA payments, so make sure to check.

  • Fees: There are usually no fees. Check with your bank.
  • Processing Time: 3-5 banking days.

Mastercard

Similar to VISA, Mastercard is featured at virtually all online casinos. It is a safe and convenient payment method with processing times similar to VISA.

  • Fees: There are usually no fees. Check with your bank.
  • Processing Time: 3-5 banking days.

Digital Wallets

Digital wallets, or e-wallets, have been used in the online gambling world for years. It offers players an additional layer of security as they avoid leaving out payment information and card details on multiple sites.

These are the e-wallets commonly found at Indian online casinos:

Neteller

Neteller is one of the most popular e-wallets for online gambling. To use Neteller, you first need to create a Neteller account. You then connect a chosen payment method to your Neteller account and transfer money to your Neteller wallet, which you use to make payments at your favourite online casino.

Neteller transfers are instant, and casinos do not charge any fees. However, you incur costs when transferring money from a bank account to your Neteller wallet and vice versa.

  • Fees: 2.5% on deposits. Fixed-rate of ₹744 when withdrawing funds from your wallet to your bank account.
  • Processing Time: Instant.

Skrill

Skrill is another e-wallet massively popular with online casinos. Like Neteller, you must create an account to get started; however, Skrill's registration is somewhat simpler than Neteller's.

Transfers to and from casinos are free, but Skrill charges fees when you transfer money between your Skrill wallet and your bank account.

  • Fees: 2.5% on both deposits and withdrawals.
  • Processing Time: Instant.

PayPal

Although you cannot use PayPal to transfer money to individuals or domestic businesses, you can pay international sellers and merchants. Since all Indian online casinos are registered overseas, you can use PayPal at any online casino that supports this payment method.

As the world's leading e-wallet, PayPal offers extensive buyer's protection and is supported by countless merchants worldwide.

To use PayPal, you create an account and link a bank account or credit card to your PayPal wallet. For consumers, online or in-store purchases are free of charge as long as they do not include a currency conversion.

  • Fees: None, provided there is no currency conversion taking place.
  • Processing Time: Instant.

Google Pay

Google Pay is not a traditional e-wallet. Similar to Phonepe and Paytm, it is a digital wallet connected to the UPI platform.

This means that you download and connect the app directly to your bank account without creating a separate account. You can then transfer money to various businesses, friends and family or your local chaiwala.

  • Fees: None.
  • Processing Time: Instant.

MuchBetter

MuchBetter is a payment method designed for smartphones and online gambling.

To start using MuchBetter, you download the app and create an account. The company promises the lowest e-wallet fees for online gambling globally and offers cash lotteries to incentivise players. It also markets itself as the number one mobile payment method; however, when comparing MuchBetter to other digital wallets, we do not see any unique features in terms of mobile compatibility.

This app is unique because it is tailored for online casinos and that you qualify for special promos from chosen operators by making payments.

  • Fees: 2% on deposits. Fixed rates on withdrawals relative to chosen bank or payment method.
  • Processing Time: 3-5 banking days.

Bank Payments

Virtually all online casinos allow you to make direct bank transfers to and from your internet bank. There are usually no fees, and deposits are instant. However, withdrawals can take up to five banking days.

Prepaid Cards

Paysafecard

Paysafecard is a popular global payment service allowing you to use prepaid 16-digit codes to make payments at various websites, including online casinos.

Indians can purchase Paysafecard vouchers online, and the amounts range from ₹100 to ₹5,000. You can only use this payment method to make deposits.

  • Fees: None.
  • Processing Time: Instant.

Online Casino Banking FAQs

Go to the cashier and choose your preferred payment option. Then, enter the amount you wish to deposit and follow the instructions. The process should take more than a few seconds, and you will likely have to approve the transaction via your banking app.

It depends on what real money casino and banking method you have chosen. Most online casinos do not charge any fees. However, banks and e-wallet companies may charge transaction, processing and currency conversion fees.

Yes, it is. Indian online casinos use sophisticated SSL (Secure Socket Layer) encryption and secure their servers with firewalls to protect player data. They also implement the latest anti-fraud and anti-money laundering measures.

Lastly, players’ funds are kept separately from the casino's operational costs. Therefore, you can rest assured that your deposits, winnings, and personal details are kept safe and secure.

Most online casinos have minimum deposit limits ranging from ₹740 or ₹1,480.

However, most of the time, these limits vary depending on which online casino and payment method you have chosen. Online casinos that strongly support responsible gambling allow players to set weekly, monthly or annual deposit limits.

To make quick deposits and withdrawals, you should use Paytm, Phonepe, Google Pay, Neteller or Skrill. All of these payment services have more or less instant processing times.

Head to the cashier, choose your preferred payment method and enter the amount you wish to withdraw. Then, follow the suggested steps to complete the transaction. This process only takes a few seconds.

It depends on which casino you are playing with and what your priorities are. Popular UPI wallets like Phonepe and Paytm are very popular in India; however, still not that common among online casinos.

If you are looking for quick payments, your next best option would be to use Skrill or Neteller - two excellent e-wallets that you find at almost any Indian online casino. However, both these payment methods come with nominal fees. If you want to make cost-free withdrawals and are willing to wait a bit longer, you can use VISA or Mastercard.

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